HerVest: Save. Invest.9.0.10 - App Store

HerVest provides financial growth services including target savings, impact investments and credit tailored towards financially elevating African women. With a robust community of over 40,000 members, HerVest is dedicated to helping women take control of their finances one impact at a time.

Welcome to HerVest! A safe space for you to build wealth and achieve financial freedom.

How does HerVest work?

Flexible and Locked Savings: With HerVest, you can save daily, weekly, monthly or on your terms. You can also save as low as N100. There is no minimum amount required to save. You can save manually or automate your savings with your debit card or the HerVest Purse.

HerVest provides three savings plans:

Personal Savings for your short-term flexible savings,
Locked Savings for long-term, disciplined savings
HerVest Cliq: Save as a group towards financial milestones.

You also earn up to 10-14% annual returns across all HerVest savings plans. Save today!

Invest and make Impact: Invest securely in women-owned farms and businesses in Nigeria and earn competitive returns on your money.

All HerVest investments are pre-vetted and insured by Royal Exchange General Insurance Company.

Get Quick Loans: Access business and personal loans on the HerVest app. Get instant access to funds when you need it.

What you should know about HerVest Loans:

Loan amounts range between ₦50,000 to ₦1,000,000 with repayment periods from 61 days to 12 months with a monthly interest rate of 4%.

Maximum Annual Percentage Rate (APR) - 24%

Instant approval within 24-48 hrs

Flexible repayment terms

No collateral or guarantor (T&Cs apply)

Unlock higher loan amounts by transacting more on the HerVest app
Representative example: Loan amount of ₦1,000,000 borrowed for 12 months. Monthly Interest Rate: 4%. Total amount payable: ₦1,480,000.00 APR: 24%.
Security and Trust: Your financial security is our top priority. The HerVest app utilises bank-grade encryption to ensure your data and money are always protected.

In addition, HerVest savings are placed with VFD Microfinance Bank, which is NDIC-insured and regulated by the Central Bank of Nigeria.

Transparency: Stay on track with your account balance and accrued interests on the app. You will receive app notifications of the daily interest on your personalised savings and investment plans. You can also request your monthly account statements to stay on track with your transactions on the HerVest app.

Customer Support: Got a question? We are just a second away! Please contact us at Hello@hervest.ng or DM us at @hervestng across all social channels.
You can also utilize the self-support channel on the HerVest app.

With HerVest, you can:

Get instant loans for your personal and business needs.
Save and invest
Buy airtime and data across all networks
Refer family and friends and earn cash bonuses.
Enjoy zero withdrawal fees. Zero maintenance charges. Free in-app transfers.

Join over 40,000 women who use HerVest to save, invest and grow their finances.

Download the HerVest app today!

Version History What's new in this version:
• Introducing HerVest Prime with exclusive perks
• Improved bills, airtime, and data payments
• Bug fixes and performance improvements 9.0.10 Sep 25 What's new in this version:
• Introducing HerVest Prime with exclusive perks
• Improved bills, airtime, and data payments
• Bug fixes and performance improvements 9.0.9 Sep 17 What's new in this version:
• Introducing HerVest Prime with exclusive perks
• Improved bills, airtime, and data payments
• Bug fixes and performance improvements 9.0.8 Sep 11 Fixed Sign Up Issue where users that sign up with Google can not create pin. 9.0.7 Sep 4 Improved Onboarding flow:
You can now Sign Up or Sign In with Google
Access your Agro Investment and Mutual Funds faster.
Improvement on UI Performance 9.0.6 Aug 30 Improved Agro and Investment Update 9.0.5 Aug 17 What's New in HerVest
This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive.

What's New
A brand-new visual design with improved typography, and icons.
Enhanced navigation for a smoother experience.
Faster interactions and improved app performance.
Consistent layouts across the app for a seamless experience.
Stability improvements, and UI enhancements.
Update now to enjoy a more delightful HerVest experience! 9.0.4 Aug 7 What's New in HerVest
This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive.

What's New
A brand-new visual design with improved typography, and icons.
Enhanced navigation for a smoother experience.
Faster interactions and improved app performance.
Consistent layouts across the app for a seamless experience.
Stability improvements, and UI enhancements.
Update now to enjoy a more delightful HerVest experience! 9.0.3 Jul 31 What's New in HerVest
This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive.

What's New
A brand-new visual design with improved typography, and icons.
Enhanced navigation for a smoother experience.
Faster interactions and improved app performance.
Consistent layouts across the app for a seamless experience.
Stability improvements, and UI enhancements.
Update now to enjoy a more delightful HerVest experience! 9.0.2 Jul 16 What's New in HerVest
This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive.

What's New
A brand-new visual design with improved typography, and icons.
Enhanced navigation for a smoother experience.
Faster interactions and improved app performance.
Consistent layouts across the app for a seamless experience.
Stability improvements, and UI enhancements.
Update now to enjoy a more delightful HerVest experience! 9.0.1 Jul 8 What's New in HerVest
This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive.

What's New
A brand-new visual design with improved typography, and icons.
Enhanced navigation for a smoother experience.
Faster interactions and improved app performance.
Consistent layouts across the app for a seamless experience.
Stability improvements, and UI enhancements.
Update now to enjoy a more delightful HerVest experience! 9.0.0 Jul 1 Updated Deep Linking feature. 8.6.8 Jun 3 • Preferences: P2P transfers to other HerVest users and your daily bank withdrawal limit now save to your account when you update them—protected by your transaction PIN.
• Reliability: Smoother handling when your PIN is checked before completing sensitive preference changes.

Thank you for growing your money with HerVest. 8.6.6 Apr 21 Smoother learning experience with improved loading states and content handling.
Easier access to Cliq challenges from shared links.
Better in-app banners and promotional navigation.
Improved notification experience and overall app polish.
General bug fixes and performance improvements. 8.6.0 Apr 5 Fixed Sharing in Purse to Purse Receipt
Improved Notice Banner 8.5.9 Mar 25 You can now join cliq on demand
Improved deep linking flow. 8.5.8 Mar 6 Improved Onboarding Flow
Fix Sharing of Receipts 8.5.7 Feb 16 Improved Cliq Flow 8.5.6 Feb 9 Improve Cliq Invite Flow
Share you Cliq Plans and Referral Code with Ease. 8.5.5 Feb 4 Performance Updates 8.5.4 Jan 28 Smarter mutual fund flows
Investing is now faster and smoother, with fewer steps from decision to done.

Meet Dara, your in-app assistant
Ask Dara questions about your account, get instant insights, and complete transactions directly from the support channel.

More ways to pay bills
Settle bills using your Direct Debit bank account, debit card, or Purse wallet. 8.5.3 Jan 14 View your Yearly Money Stories. 8.5.2 12/23/2025 View your Yearly Money Stories. 8.5.0 12/17/2025 Updated View and hide balances. 8.4.24 11/11/2025 Minor performance updates 8.4.23 11/08/2025